Documented fit, limitations, and questions to ask
- Documented fit
- Strongest on geographic availability and published eligibility criteria; published cost information is limited in reviewed sources.
- Why it appears
- Low published entry bar: 6 months in business, a FICO score over 575, and a vendor equipment quote, for new or used equipment with no down payment. Source: Farm Equipment Financing & Leasing - National Funding, Equipment Leasing & Financing up to $150K - National Funding.
- Limitations
- Rates are not published; an independent review describes cost as a factor rate starting at 1.1 rather than APR, and lists a $250,000 minimum annual revenue not shown on the official farm pages
- Equipment financing is capped at $150,000, and the minimum amount, 24-60 month term, and monthly payment schedule come from an independent review rather than the official pages
- The official farm page states FICO over 575 while an independent review lists 600, and purchase channels beyond a vendor quote are Unknown from reviewed sources
- Evidence freshness
- Confirmed ; standard evidence on a 180-day refresh (next review by ).
- Next questions to ask
- What interest rate or APR would apply to a purchase like mine, and is it fixed or variable?
- Which of the documented limitations above would affect my transaction, and how?
- What is the primary public source behind each of these facts, and how recent is it?
Farm equipment financing and leasing
Stated nationwide U.S. coverage; official pages report over $4.5 billion in funding to more than 75,000 businesses nationwide. No state-level restrictions were found in reviewed sources.
- Provider type
- direct lender
- Product structures
- loan, lease
- Purchase channels
- dealer
- Equipment condition
- new, used
- Equipment scope
- tractor, combine, other
- Amount range
- $5,000–$150,000
- Term range
- 24–60 months
- Payment frequencies
- monthly
- Application modes
- online, phone
- Requirements published
- Yes, in part
Evidence-backed strengths
- Low published entry bar: 6 months in business, a FICO score over 575, and a vendor equipment quote, for new or used equipment with no down payment
- Nationwide online lender reporting $4.5 billion funded to 75,000+ businesses, with online and phone applications and no collateral required
Documented limitations
- Rates are not published; an independent review describes cost as a factor rate starting at 1.1 rather than APR, and lists a $250,000 minimum annual revenue not shown on the official farm pages
- Equipment financing is capped at $150,000, and the minimum amount, 24-60 month term, and monthly payment schedule come from an independent review rather than the official pages
- The official farm page states FICO over 575 while an independent review lists 600, and purchase channels beyond a vendor quote are Unknown from reviewed sources
Supported claims
The farm-equipment financing and leasing page offers loans and leases on new or used farm equipment with no down payment, requiring 6 months in business, a FICO score over 575, and a vendor equipment quote.
Farm Equipment Financing & Leasing - National Funding, Equipment Leasing & Financing up to $150K - National Funding
National Funding reports over $4.5 billion in funding to more than 75,000 businesses nationwide.
Farm Equipment Financing & Leasing - National Funding, Agriculture Business Loans - National Funding
Equipment financing and leasing is offered up to $150,000.
Agriculture Business Loans - National Funding, Equipment Leasing & Financing up to $150K - National Funding
An independent review reports equipment amounts from $5,000, terms of 24 to 60 months, and monthly payments, plus a $250,000 minimum annual revenue not shown on the official farm pages.
The agriculture page lists replacing worn-out combines, tractors, or trucks among permitted uses.
Applicants apply online or by phone (888.733.2383), with a stated answer in as little as 24 hours and no collateral required.
Farm Equipment Financing & Leasing - National Funding, Equipment Leasing & Financing up to $150K - National Funding
Financing requires an equipment quote from a vendor, indicating dealer or vendor purchases.
National Funding does not publish interest rates or APR; an independent review describes cost as a factor rate starting at 1.1 and notes an origination fee that varies.
National Funding Business Loans Review 2026 - NerdWallet, Farm Equipment Financing & Leasing - National Funding
The official farm-equipment page states a FICO score over 575 while an independent review lists a 600 minimum; the requirement is published but the two sources disagree.
Farm Equipment Financing & Leasing - National Funding, National Funding Business Loans Review 2026 - NerdWallet
National Funding states nationwide U.S. availability, and no state-level restrictions were found in reviewed sources.
Farm Equipment Financing & Leasing - National Funding, Agriculture Business Loans - National Funding
Source evidence and review status
Provider-authored claims are labeled by source and should be verified before relying on them. Last substantive review: .
- Farm Equipment Financing & Leasing - National Funding provider source · observed 2026-07-12 · current
- Agriculture Business Loans - National Funding provider source · observed 2026-07-12 · current
- Equipment Leasing & Financing up to $150K - National Funding provider source · observed 2026-07-12 · current
- National Funding Business Loans Review 2026 - NerdWallet independent source · observed 2026-07-12 · current
The public correction channel is not configured. Review the maintenance method before relying on this profile.