Documented fit, limitations, and questions to ask

Documented fit
Strongest on published cost information and published eligibility criteria; agriculture specialization is limited in reviewed sources.
Why it appears
Publishes concrete AG equipment loan APR tiers, up to 100% financing, and a low $15 application fee. Source: AG Equipment Loan - Peach State Federal Credit Union.
Limitations
  • Access is membership-gated and geographically narrow across specified Georgia and South Carolina counties and groups
  • Published rates are promotional and restricted to models 2018 or newer with 300 hours or less; loan minimum and maximum amounts, payment frequency, and purchase channels are Unknown from reviewed sources
  • The page frames eligible equipment by model year and hours rather than the words new or used
Evidence freshness
Confirmed ; volatile evidence on a 30-day refresh (next review by ).
Next questions to ask
  • What minimum and maximum amounts can this program finance for equipment like mine?
  • Can I finance a dealer, auction, or private-party purchase, or only specific channels?
  • What payment schedules are offered — monthly, annual, seasonal, or deferred?

AG Equipment Loan

Membership-restricted regional lender serving specified counties in Georgia and South Carolina plus listed employer and association groups; Peach State membership is required before a loan.

Rates published—verify current source
Provider type
bank credit union
Product structures
loan
Purchase channels
Unknown from reviewed sources
Equipment condition
new, used
Equipment scope
tractor, hay, other
Amount range
Unknown from reviewed sources
Term range
Unknown–84 months
Payment frequencies
Unknown from reviewed sources
Application modes
online, phone, local office
Requirements published
Yes, in part

Evidence-backed strengths

  • Publishes concrete AG equipment loan APR tiers, up to 100% financing, and a low $15 application fee
  • Real, NCUA-insured member-owned cooperative with agriculture as a documented lending segment

Documented limitations

  • Access is membership-gated and geographically narrow across specified Georgia and South Carolina counties and groups
  • Published rates are promotional and restricted to models 2018 or newer with 300 hours or less; loan minimum and maximum amounts, payment frequency, and purchase channels are Unknown from reviewed sources
  • The page frames eligible equipment by model year and hours rather than the words new or used

Supported claims

Peach State FCU publishes an AG Equipment Loan for financing tractors, skid steers, mowers, mini excavators, balers, trailers, and other farm equipment.

AG Equipment Loan - Peach State Federal Credit Union

Published 'as low as' APR tiers are 3.99% up to 60 months, 4.25% for 61-72 months, and 5.25% for 73-84 months, with up to 100% financing for qualified buyers and a $15 loan application fee.

AG Equipment Loan - Peach State Federal Credit Union

The advertised rates apply to equipment models 2018 or newer with 300 hours or less, a constraint that admits both new and low-hour used machinery.

AG Equipment Loan - Peach State Federal Credit Union

Financing requires Peach State membership, limited to people in Chattooga, Clarke, Habersham, and Richmond Counties (GA) and Abbeville, Aiken, Edgefield, Greenwood, McCormick, Oconee, and Pickens Counties (SC), plus listed employer and association groups and family.

Membership Eligibility - Peach State Federal Credit Union

It is an NCUA-federally-insured credit union (charter 14676) headquartered in Lawrenceville, GA, with about $1.1 billion in assets and 76,603 members.

About Peach State Federal Credit Union, Peach State Federal Credit Union Financial Reports (NCUA call report data) - iBanknet

Applicants can request information online, call, or visit a branch; membership must be established first.

AG Equipment Loan - Peach State Federal Credit Union, Membership Eligibility - Peach State Federal Credit Union, About Peach State Federal Credit Union

Source evidence and review status

Provider-authored claims are labeled by source and should be verified before relying on them. Last substantive review: .

  1. AG Equipment Loan - Peach State Federal Credit Union provider source · observed 2026-07-12 · current
  2. Membership Eligibility - Peach State Federal Credit Union provider source · observed 2026-07-12 · current
  3. About Peach State Federal Credit Union provider source · observed 2026-07-12 · current
  4. Peach State Federal Credit Union Financial Reports (NCUA call report data) - iBanknet independent source · observed 2026-07-12 · current

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