Weighing two programs head to head? Read AgDirect vs John Deere Financial — a source-cited comparison of published rates, channels, and terms.
Documented program fits
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6 providers shown
These results match public program facts only—not eligibility, prequalification, approval, or an offer. Providers may apply other requirements.
AgDirect
A Farm Credit-backed equipment-financing program with separate documented paths for dealer, auction, private-party, and refinancing transactions.
Dealer equipment loan or lease
- Geography
- Available across the continental United States; transaction availability can vary by Farm Credit territory.
- Purchase channels
- dealer
- Products
- loan, lease, refinance
- Condition
- new, used
- Equipment
- tractor, combine, hay, planting, irrigation, other
- Amount range
- Unknown from reviewed sources
- Term range
- Unknown from reviewed sources
- Payments
- Unknown from reviewed sources
- Application path
- online, phone, dealer, local office
- Published rates
- Not found on reviewed pages
Farm Credit Mid-America
A customer-owned Farm Credit association offering equipment loans through online and local-office processes in a defined multi-state territory.
Farm equipment and tractor loan
- Geography
- All Indiana and Tennessee counties plus defined portions of Arkansas, Kentucky, Missouri, and Ohio; confirm county-level service on the official territory page.
- Purchase channels
- dealer, auction, private party
- Products
- loan, refinance
- Condition
- new, used
- Equipment
- tractor, combine, hay, planting, other
- Amount range
- From $2,000
- Term range
- Unknown from reviewed sources
- Payments
- Unknown from reviewed sources
- Application path
- online, local office
- Published rates
- Not found on reviewed pages
John Deere Financial
John Deere's captive finance program documents installment-loan and lease choices, including used agricultural equipment offered through local John Deere dealers.
Farm equipment loan or lease
- Geography
- John Deere describes farm-equipment financing across the United States through its dealer network; product availability remains transaction-specific.
- Purchase channels
- dealer
- Products
- loan, lease
- Condition
- used
- Equipment
- other
- Amount range
- Unknown from reviewed sources
- Term range
- Unknown from reviewed sources
- Payments
- Unknown from reviewed sources
- Application path
- online, dealer
- Published rates
- Not found on reviewed pages
Currency (CurrencyFinance)
Currency (Express Tech-Financing, LLC dba Currency), operating the CurrencyFinance brand, is an equipment-financing marketplace that connects agricultural buyers to a network of third-party lenders rather than lending directly. Its ag page advertises financing up to $500,000 with terms up to 72 months across dealer and auction channels. Its Legal page discloses it will not act as the lender.
Ag & Farm Equipment Financing
- Geography
- Currency serves the U.S. and Canada; consumer financing is unavailable in certain states per a site disclaimer whose full list was truncated on the reviewed page. Licensed as a lender or loan broker in many states under NMLS ID 1857954.
- Purchase channels
- dealer, auction
- Products
- loan, lease, refinance
- Condition
- new, used
- Equipment
- tractor, combine, hay, planting, other
- Amount range
- Up to $500,000
- Term range
- Up to 72 months
- Payments
- Unknown from reviewed sources
- Application path
- online, phone, dealer
- Published rates
- Not found on reviewed pages
National Funding
National Funding is a nationwide online direct lender and lessor whose farm-equipment financing and leasing is a supported agriculture vertical. Official pages publish a low entry bar (6 months in business, FICO over 575, a vendor equipment quote), new-or-used eligibility with no down payment, financing up to $150,000, and online or phone application. Rates are not published.
Farm equipment financing and leasing
- Geography
- Stated nationwide U.S. coverage; official pages report over $4.5 billion in funding to more than 75,000 businesses nationwide. No state-level restrictions were found in reviewed sources.
- Purchase channels
- dealer
- Products
- loan, lease
- Condition
- new, used
- Equipment
- tractor, combine, other
- Amount range
- $5,000–$150,000
- Term range
- 24 months–60 months
- Payments
- monthly
- Application path
- online, phone
- Published rates
- Not found on reviewed pages
Swoop Funding (US)
Swoop Funding LLC is a US commercial finance marketplace and broker (a Delaware LLC, not a lender) that matches farm businesses with third-party lenders. Its agricultural equipment vertical offers finance for new and used machinery from dealers or private sellers, with seasonal-cashflow scheduling and a published 640 minimum FICO. Firm amounts, terms, and rates are not published; Swoop is paid commission by lenders.
Agricultural equipment finance (third-party matched)
- Geography
- Swoop Funding LLC is a Delaware LLC serving US corporations; no specific state list or exclusions were found in reviewed sources, treated as nationwide US per the /us/ site scope.
- Purchase channels
- dealer, private party
- Products
- loan, lease
- Condition
- new, used
- Equipment
- tractor, other
- Amount range
- Unknown from reviewed sources
- Term range
- Unknown from reviewed sources
- Payments
- monthly, seasonal
- Application path
- online
- Published rates
- Not found on reviewed pages